Demat Account

Demat Account

A demat account is an account to hold financial securities in electronic form. In India, demat accounts are maintained by two depository organisations, National Securities Depository Limited and Central Depository Services Limited.

Demat Account is short for dematerialisation account and makes the process of holding investments like shares, bonds, government securities, Mutual Funds, Insurance and ETFs easier, doing away the hassles of physical handling and maintenance of paper shares and related documents.

Demat Account
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Demat Account

Terms related to Demat Account

Bull market

In a bull market, the prices of assets show an upward trend. The financial markets are typically bullish in an economy that shows signs of growth and development. It’s generally a good move to purchase shares in a bullish market.

Bear market

A bearish market shows signs of decline. The prices of assets display downward trends consistently. When the market is bearish, you may find that you’re inclined to sell off your assets and the confidence is low, and investing can be risky.


Many listed companies pay a part of their profits to shareholders. This is known as dividend. By investing in the right companies, you could earn dividends that will act as a supplementary source of income for you.

Earning Per Share

EPS is a financial ratio that you obtain by dividing a company’s profit by the number of shares it has. Analysing parameters like the EPS can help you understand a company’s financial health, so you can make better investment decisions.


A depository is an entity that holds your financial assets in a dematerialized or electronic form. You can buy or sell securities with the help of a depository. Furthermore, depositories also keep a record of all your trades.

Depository participant

A depository participant is the link between the depository and the companies that issue stocks and other instruments. Depository participant can be banks, financial institutions, or brokerage houses. IIFL is a depository participant.

Features of Demat Account

Share Transfer

Transferring your shares is extremely easy with a Demat account. You only need to send in a duly signed Delivery Instruction Slip (DIS) to your depository participant to transfer your shares.

Loan collateral

You can pledge the securities you hold in a Demat account and use them as collateral for securing a loan from a financial institution and providing you the loan quickly.

Temporary freeze

You can temporarily freeze your Demat account for a specific duration. However, this feature is generally only made available if you hold a specific number of shares in your account.

Speed e-facility

NSDL allows you to send instruction slips to your depository participant electronically. This not only makes the entire process faster, but also makes it less cumbersome and hassle free.

Why should one Apply for Demat Account?

Fast assistance

We offer 24*7 services for all its customers. You can contact us at anytime of the day and we will try our best to get back to you as soon as possible. Moreover, the process for Demat Account approval is fast and quick in nature.

Customer needs

Your needs are our priority. We promise to deliver you with services that are best on our capabilities. By handpicking the Demat Account offers based on customer profile, we try to give you the most personalised experience.

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