Home Loan

Home Loans

A home loan is an amount of money that an individual borrows from a bank or money lending company at a certain rate of interest to be paid with the EMI every month. The property is taken as a security by the money lending company for the Home Loan. The property can either be commercial or personal in nature.

Home loan is often considered as a secured loan for buying or constructing a residential property. Service Sathi offers you with a home loan at a low annual interest rate for stipulated tenure.

Home Loan
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Home Loan

Types of Home Loan

Land Purchase Loan

This type of loan is generally given to buy a plot or land on which the loan applicant is looking to construct a house, the price depends on the location.

Home Purchase Loan

A home purchase loan amount is utilized to buy a residential property. The loan amount generally generally depend on the market value of the house.

Home Construction Loan

We provide home loans to applicant who wants to construct a house on a plot, the sanction of the loan may vary depending on various aspects.

Home Improvement Loans

This loan are taken by individuals who owns a house but lack funds to renovate it. Renovation includes repairs to existing house,painting, digging, water-proofing etc.

Home Extension Loans

This loans are taken by individuals who want to expand or extend their existing house. These type of loans can be availed by someone who wishes to make any structural changes.

NRI Home Loans

NRI Home Loans are specialized home loans that assist non-resident Indians who are interested in buying residential property in India. This loan includes a little paperwork too.

Loan Products

Home Loan

Get your dream home at a price you can afford with the best financial support.

Loan Against Property

Get the most out of your property through a high loan to value and attractive rates.

Commercial Property Loans

We provide the right financial support to help your business reach the heights.

Balance Transfer

Great Safety through easy processes, expert guidance and hassle-free documentation.

Features & Benefits of Home Loan

Pradhan Mantri Awas Yojana (PMAY)

Home Loans even get more affordable with assitance from the Pradhan Mantri Awas Yojana for the home owners as it reduces the EMIs on the interest rates.

Easy Balance Transfer Facility

With Maskin GST Suvidha Kendra you may easily refinance your existing loan with minimal documentation and faster processing and even you may easily get an top-up loan.

Prepayment and Foreclosure

We also provide prepayment & foreclosure options where you may part prepay or foreclose your loan without paying any extra/additional charges.